Car Finance

A convenient and affordable way to pay for your car

Car finance need not be confusing. Our friendly and expert staff are here to make car buying a stress free experience and helping you choose the right finance package is an important part of that. At Harratts we have carefully selected our finance partner to allow us to match you with the finance plan that meets your needs.


Choosing the right car finance package for you

Whether you prefer to pay more of a deposit and lower monthly payments or wish to pay the minimum deposit, we’ll explain the different finance options available based on your personal circumstances. We’ll explore what you wish to do with your car once the finance period is complete so you can choose the finance option that best fits your plans.

Car finance packages to make everyone happy

Optional fees

When financing your car there are some fees that aren’t always discussed until the car is in the process of being bought. At Harratts we like to be open and make sure that you are aware of what other costs may be included.

GAP Insurance

This may cover the difference between the amount you paid for your car and the amount your insurance company would give you if it was written off or stolen.*

* Terms & Conditions Apply

To find out more about the different ways to finance your new or used car, simply contact your nearest Harratts showroom.

Car Finance Explained – What is HP?

Hire Purchase consists of an initial deposit followed by monthly payments. Once the final payment is made, the contract ends and you own the car.

Car Finance Explained – What is PCP?

Personal Contract Plan made up of an initial deposit, followed by monthly payments. Once your payments have finished you have the option to pay a final balloon payment, part exchange it for another car or hand the car back.

Finance Enquiry

Send your details and we'll give you a competitive price for your current car

Harratts Group Ltd | 339 Denby Dale Road, Durkar, Wakefield WF4 3BB

Harratts Group Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender. We can introduce you to a limited number of finance providers and may receive differing levels of commission from each of them for the introduction. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.

Registered in England & Wales: 01221548. Data Protection No: Z5731206