Finance

A convenient and affordable way to pay for your car

At Harratts we have carefully selected our Finance partner who we know will match our customers with their perfect finance plan. Our friendly and expert staff ease the stress of buying a car by being enthusiastic to share their knowledge. The strong relationship that we have with manufacturers, including a large amount of experience, provides us with the ability to supply you with competitive prices.


What is HP?

Hire Purchase consists of an initial deposit followed by monthly payments. Once the final payment is made, the contract ends and you own the car.

What is PCP?

Personal Contract Plan made up of an initial deposit, followed by monthly payments. Once your payments have finished you have the option to pay a final balloon payment, part exchange it for another car or hand the car back.

Optional fees

When financing your car there are some fees that aren’t always discussed until the car is in the process of being bought. At Harratts we like to be open and make sure that you are aware of what other costs may be included.

GAP Insurance

This may cover the difference between the amount you paid for your car and the amount your insurance company would give you if it was written off or stolen.*

* Terms & Conditions Apply

Finance Enquiry

Send your details and we'll give you a competitive price for your current car

Harratts Group Ltd | Calder Park, Off Denby Dale Road, Wakefield, West Yorkshire WF2 7UA

Harratts M1 Ltd is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

Harratts Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

Harratts of Wakefield Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers and may receive differing levels of commission from each of them for the introduction. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.